Bergen County, New Jersey, stands as a testament to suburban elegance, offering residents a unique lifestyle that balances urban convenience with natural beauty. As the most populous county in the state, it boasts a diverse array of communities, from the affluent suburbs of Alpine and Englewood Cliffs to the vibrant towns of Paramus and Ridgewood. With its proximity to New York City, Bergen County offers easy access to metropolitan amenities while providing a peaceful, scenic backdrop for daily life. Whether you’re attracted to the luxury shopping experiences, the top-rated schools, or the extensive park systems, Bergen County provides a rich tapestry of living experiences. Local Jumbo is here to guide you through Bergen County’s real estate market with mortgage solutions tailored to the county’s distinctive lifestyle.
Ready to explore homeownership in Bergen County? From stately homes in quiet neighborhoods to modern apartments near bustling town centers, our network of Jumbo Verified™ lenders is prepared to offer competitive rates and personalized mortgage plans. Start your journey to homeownership in Bergen County today.
Tailored Mortgage Solutions for Bergen County’s Diverse Real Estate
Reflecting the county’s wide-ranging appeal, Bergen County’s housing market offers a variety of properties. Our lenders specialize in mortgage strategies that accommodate the diversity of homes found throughout the county, assisting you to find the ideal residence to match your lifestyle and financial aspirations.
- A comprehensive selection of mortgage types for Bergen County properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions for all types of properties, supporting diverse housing needs and preferences across Bergen County.
- Personalized mortgage plans that embrace Bergen County’s unique character, catering to both the desire for suburban peace and urban accessibility.
- Expertise in Bergen County’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to assist your home purchase or refinancing in Bergen County, helping with a smooth and rewarding homeownership experience.
Discover Your Dream Home in Bergen County
Bergen County’s lifestyle, marked by its community-focused living, cultural diversity, and access to natural and urban amenities, offers a compelling choice for many. We’re committed to securing a mortgage solution that not only meets your financial needs but also supports your life in this vibrant New Jersey county. Whether you’re enjoying local shopping and dining, participating in community events, or finding tranquility in the county’s parks and nature reserves, your home in Bergen County will be a haven of comfort and style.
2024 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERGEN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| BURLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE MAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GLOUCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUDSON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| HUNTERDON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDDLESEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MONMOUTH COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| MORRIS COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| OCEAN COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PASSAIC COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SALEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| SUSSEX COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| UNION COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND BERGEN COUNTY
Neighborhoods
Ridgewood, Ho – Ho – Kus, Allendale, Haworth, Glen Rock, River Edge, Demarest, Fort Lee, Tenafly, Leonia, Closter, Old Tappan, Fair Lawn, Alpine, Ramsey, Edgewater & River Vale Township.
Zip Codes
07010, 07020, 07022, 07024, 07026, 07031, 07057, 07070, 07071, 07072, 07073, 07074, 07075, 07401, 07407, 07410, 07417, 07632, 07657, 07661 & 07675
Counties
Bergen County, Hudson County, Essex County, Middlesex County, Mercer County, Hunterdon County, Warren County, Sussex County, Morris County, Somerset County, Passaic County, Monmouth County, Ocean County & Burlington County.